A Washington Perspective on Regulatory and Legislative Developments

— September 2014

Topics of Discussion

Regulations in Perspective

  • Renewed focus on community banks
  • Basel III
  • Effects of QM Rules
  • FDIC Guidance on S Corp Dividends

Developments on Capital Hill

  • Bills likely to Pass this Term
  • Prospects for GSE reform and the Future Senate
  • Mutual Capital Certificates

Future of Community Banks

  • Resilience of Community Banks
  • Economies of Scale
  • Prospects For De Novos