Financial Services Regulatory Matters

Over 40 Years of Regulatory Experience

Our attorneys have represented financial service companies before the Federal Reserve Board, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Securities and Exchange Commission, and the financial regulatory divisions of the various states for over 40 years. Our representation has included holding company formations, mutual to stock conversions, de novo chartering, branch acquisitions/dispositions, mergers and acquisitions of financial institutions or branches, agency transactions, affiliated transactions and other transactions.

Planning, Enforcement Issues, and Strategic Negotiations

A significant part of our regulatory practice also involves enforcement matters, including advice on examination findings and negotiation of informal and formal enforcement agreements; operational matters, including lending limits, affiliate and insider transactions; and corporate governance matters. Since many of our attorneys have had prior experience in the federal regulatory agencies before whom we practice, we find that we are able to counsel our clients with maximum effectiveness when planning a complex transaction. When appropriate, our Washington, D.C. location permits easy access to the federal agencies for pre-filing and/or application meetings.